Details: If my3P acquired banks like ASB and BNZ, members could have an account opened up with these sponsor banks. Instead of having rewards, these banks could add money to the members' accounts in relation to the points they earn.e.g. 100 points = NZ$1:00. By doing this, the banks are encouraging young New Zealanders to save and thus members are more likely to save their money with these banks as they already have an account with them. That means there would be advantages for everyone; the banks (ensured customer base made up of my3P members), my3P (more sponsors) and the members (monetary rewards).